Tuesday, August 12, 2014

Auto Collision Tips

Keeping calm and on task after an auto collision can save lives and enable you to get back on the road fast

An auto collision is definitely an emotional and draining experience. Many motorists drive defensively, take driver education lessons and get ready for stressful driving situations, however vehicle collisions still take place in St. Peters, MO.

A motorist is responsible for knowing what to do when they are involved in a collision. Even the most prepared and competent motorists sometimes find themselves taking part in an accident. It does not matter who is guilty, the most important thing to do first is make sure everyone is OK, then seek medical and law enforcement help and know what to do to shield yourself from legal or financial difficulties later on.

The best defense to avoid any hassles after an accident is to be prepared. According to AAA, "Keeping a writing implement and paper, non-reusable camera or cell phone camera, and copy of your insurance card readily accessible all of the time will help keep you organized and reduce stress moments following a collision."

After stopping your automobile, Jungerman CARSTAR recommends all individuals involved in a car crash adhere to these steps:

1. Assist the Injured. Quickly talk to those involved in the wreck to figure out if there are any injuries. If medical help is necessary, call 9-1-1. If medical attention is not required, make sure you are not in imminent danger at the roadside.

2. Control the Scene. Before you take time to exchange information, get to a safe place.  If there aren't any injuries and the car is drivable, safely move to the right or left emergency lane.  Some state laws require drivable cars to be removed from the roadway to eliminate traffic congestion. Activate your hazard lights and set out warning flares or reflective triangles. Do not leave the scene of the collision, but find a safe place to remain until emergency services show up.

3. Notify the authorities and send a Report. The law demands you tell the authorities. Regardless of what either party alleges, call the cops and file a report. If law enforcement do not come to the scene to open an investigation, you can file a report by visiting a nearby police department or automobile insurance agency in the days after a collision. Having a written report on file might help later if a liability claim is submitted.

4. Document the Scene and Swap Information. It is important to share and gather information with all parties involved in the wreck, including witnesses. Having this on file will help complete any future paperwork or deal with potential problems. Jungerman CARSTAR suggests that you document:
•   Names
•   Addresses/email address
•   Vehicle Information including makes, models and years for all cars involved
•   Vehicle identification/license plate numbers
•   Driver’s license numbers
•   Insurance carriers and policy numbers
•   Take photographs of the situation, people involved and affected cars

5. Notify Your Insurance Company. Your insurance company will have to be notified after having a crash to start the proper claim filing. Many insurance companies have staff available all the time and can help immediately. Having proof of insurance in your car or truck is required by law and makes processing a claim easier if not at home.

6. Get Your Ride Fixed. You've got the right to get your vehicle fixed at the auto body shop of your own choosing. Consider taking it to Jungerman CARSTAR in St. Peters, MO, which also serves St. Charles, O'Fallon and Lake St. Louis, Missouri.

7. Unattended Vehicle or Property. If you are tangled up in a crash that involves an unattended motor vehicle or property, take action to tell the owner. If you're unable to locate the owner, attach a written notice of the crash to the automobile or property, being sure to incorporate your contact information and information mentioned above.

Drivers and owners of motor vehicles must certainly be able to assume legal and financial accountability if involved in a collision, do not let your emotions and feelings get in the way of determining who's guilty. Do not let yourself be pushed into admitting fault or giving an opinion regarding the cause of a crash. If you wish, you can consult with an attorney before providing a statement.

To get more great tips on proper auto body repair or what you should do if there is an accident, contact Jungerman CARSTAR in St. Peters, MO today.

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